This is it.
Lakshmi in the finger tips, Saraswati in the palm.
Shakti is situated in the wrist, it is auspicious to see the hands
Since India, I’ve felt a connection with Lakshmi (goddess of success & wealth- I keep Lakshmi in my wallet too) and Saraswati (goddess of knowledge). For one, because they are female goddesses. For two, because this mantra is said before reiki, which is also something with which I feel a connection.